Buying your first car is an exciting experience!

Here at Nissan of Fort Myers, we also want to make the first time car buying process affordable and hassle-free.

Our finance staff can assist first time car buyers near Cape Coral and Lehigh Acres, FL with our First Time Auto Buyer Program. This loan type was created for people with little or no credit who are ready to embark on their first automobile purchase. These special car loans feature low rates, manageable terms, and are a smart way to start building up your credit and establishing a credit history.

As this auto loan program is specifically designed for drivers with little or no credit, certain restrictions apply. For instance, you may not have more than 12 months of auto loan payment history reflected on your credit report, no poor credit marks may be present and the monthly payment cannot exceed 20% of your gross income, including your insurance premium. Proof of auto insurance is required, and you must be at least 18 years of age and able to repay the loan.

The maximum loan amount for this program is $15,000, and we offer loan terms up to 72 months. Other conditions must be met to take advantage of the First Time Auto Buyer Program, including the following:

• Must be employed for a minimum of one year or have a qualified co-signer
• Minimum gross monthly income requirement is $1,800.00
• Maximum Loan to Value 95%, with a minimum of 5% cash down due at signing
• The minimum cash downpayment is not required when a qualified co-signer is provided

Apply for Auto Financing near Cape Coral, FL Today

Contact the finance department at Nissan of Fort Myers today to learn more about our favorable auto loan program for first-time car buyers! You can start shopping our new Nissan and used car inventory, apply for auto financing and even value your trade-in car here on our website -- before your visit to our Fort Myers, FL dealership.